{"id":678,"date":"2022-06-15T13:45:36","date_gmt":"2022-06-15T13:45:36","guid":{"rendered":"https:\/\/startersites.io\/stagingfour\/?page_id=678"},"modified":"2025-02-09T15:26:58","modified_gmt":"2025-02-09T15:26:58","slug":"accueil","status":"publish","type":"page","link":"https:\/\/cc-ba.com\/","title":{"rendered":"Accueil"},"content":{"rendered":"\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-15b7771 stk-block-background stk--has-background-overlay\" data-block-id=\"15b7771\"><style>.stk-15b7771 .stk--block-align-15b7771{align-items:center !important;}.stk-15b7771 {background-color:#424267 !important;background-image:url(https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_1234278406.jpg) !important;min-height:100vh !important;padding-top:100px !important;padding-bottom:175px !important;margin-bottom:0px !important;}.stk-15b7771:before{background-color:#424267 !important;opacity:0.5 !important;}.stk-15b7771-column{--stk-column-gap:35px !important;}@media screen and (max-width:999px){.stk-15b7771 {padding-top:250px !important;padding-bottom:50px !important;}.stk-15b7771-column{row-gap:25px !important;}}@media screen and (max-width:689px){.stk-15b7771 {padding-top:50px !important;padding-bottom:150px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-15b7771 stk-block-content stk-content-align stk-15b7771-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3911c7c stk-block-background\" data-v=\"4\" data-block-id=\"3911c7c\"><style>.stk-3911c7c-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-3911c7c {background-color:#000000b3 !important;max-width:600px !important;min-width:auto !important;}.stk-3911c7c:before{background-color:#000000b3 !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3911c7c-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-tablet stk-block-content stk-inner-blocks stk-3911c7c-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-e8783f2\" id=\"quels-sont-les-comparatifs-assurance-auto-sur-le-marche\" data-block-id=\"e8783f2\"><style>.stk-e8783f2 {margin-bottom:10px !important;}.stk-e8783f2 .stk-block-heading__text{color:var(--theme-palette-color-6, #F3F5F9) !important;line-height:1.3em !important;font-weight:800 !important;text-transform:uppercase !important;}@media screen and (max-width:999px){.stk-e8783f2 .stk-block-heading__text{font-size:40px !important;}}@media screen and (max-width:689px){.stk-e8783f2 .stk-block-heading__text{font-size:35px !important;}}<\/style><h1 class=\"stk-block-heading__text has-text-color\">Quels sont les comparatifs assurance auto sur le march\u00e9\u2009?<\/h1><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d4a4a04\" data-block-id=\"d4a4a04\"><style>.stk-d4a4a04 {margin-bottom:0px !important;}.stk-d4a4a04 .stk-block-text__text{color:var(--theme-palette-color-8, #ffffff) !important;}<\/style><p class=\"stk-block-text__text has-text-color\">L\u2019assurance voiture est obligatoire pour tous les automobilistes. Il existe une grande vari\u00e9t\u00e9 d\u2019assureurs proposant diff\u00e9rentes formules permettant de rembourser d\u2019\u00e9ventuels dommages sur les v\u00e9hicules ou leurs occupants en cas de sinistre. Pour faire son choix, le plus simple est souvent de passer par un comparateur en ligne, qui confronte pour vous les offres des assureurs. En un tableau, ces sites r\u00e9sument les formules existantes en d\u00e9taillant le montant de la prime d\u2019assurance, celui des franchises et les garanties incluses dans le contrat.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-b80fad5\" data-block-id=\"b80fad5\"><style>.stk-b80fad5 .stk-button-group{flex-direction:row !important;}.stk-b80fad5 {margin-top:25px !important;}.stk-b80fad5 .stk-inner-blocks{column-gap:20px !important;row-gap:15px !important;}@media screen and (max-width:999px){.stk-b80fad5 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-b80fad5 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-6067f40\" data-block-id=\"6067f40\"><style>.stk-6067f40 {margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-6067f40 .stk-button{padding-top:12px !important;padding-right:30px !important;padding-bottom:12px !important;padding-left:30px !important;background:var(--theme-palette-color-1, #483163) !important;}.stk-6067f40 .stk-button:hover:after{background:var(--theme-palette-color-2, #5e3fde) !important;opacity:1 !important;}<\/style><a id=\"#ancre1\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#ancre1\"><span class=\"stk-button__inner-text\">En savoir plus<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-2f31ae8\" id=\"ancre1\" data-block-id=\"2f31ae8\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-2f31ae8-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-d48324b\" data-v=\"4\" data-block-id=\"d48324b\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-d48324b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-d48324b-inner-blocks\">\n<div class=\"wp-block-stackable-columns alignwide stk-block-columns stk-block stk-1691e3a\" data-block-id=\"1691e3a\"><style>.stk-1691e3a {box-shadow:0px 10px 30px #0000000d !important;margin-top:-120px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-1691e3a-column alignwide\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ae48cb8 stk-block-background\" data-v=\"4\" data-block-id=\"ae48cb8\"><style>.stk-ae48cb8 {background-color:var(--theme-palette-color-4, #000000) !important;}.stk-ae48cb8:before{background-color:var(--theme-palette-color-4, #000000) !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ae48cb8-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ae48cb8-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a69d425\" data-block-id=\"a69d425\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4d287af\" id=\"formule-au-tiers\" data-block-id=\"4d287af\"><style>.stk-4d287af .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;font-weight:800 !important;font-family:\"Raleway\", Sans-serif !important;}<\/style><h4 class=\"stk-block-heading__text has-text-color has-text-align-center\">Formule au tiers<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2d12329\" data-block-id=\"2d12329\"><style>.stk-2d12329 .stk-block-text__text{color:var(--theme-palette-color-8, #ffffff) !important;}<\/style><p class=\"stk-block-text__text has-text-color has-text-align-center\">La moins ch\u00e8re est l\u2019assurance au tiers, qui est une obligation l\u00e9gale minimale.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-09bf46b stk-block-background\" data-v=\"4\" data-block-id=\"09bf46b\"><style>.stk-09bf46b {background-color:var(--theme-palette-color-1, #0aa6c6) !important;border-style:solid !important;border-color:#e2e2e2 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:1px !important;}.stk-09bf46b:before{background-color:var(--theme-palette-color-1, #0aa6c6) !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-09bf46b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-09bf46b-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a12cb14\" data-block-id=\"a12cb14\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-6a01585\" id=\"formule-intermediaire\" data-block-id=\"6a01585\"><style>.stk-6a01585 .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;font-weight:800 !important;font-family:\"Raleway\", Sans-serif !important;}<\/style><h4 class=\"stk-block-heading__text has-text-color has-text-align-center\">Formule interm\u00e9diaire<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7eb5f53\" data-block-id=\"7eb5f53\"><style>.stk-7eb5f53 .stk-block-text__text{color:var(--theme-palette-color-8, #ffffff) !important;}<\/style><p class=\"stk-block-text__text has-text-color has-text-align-center\">En fonction de l\u2019assureur, le contrat d\u2019assurance interm\u00e9diaire est parfois appel\u00e9 formule \u00ab\u2009Tiers +\u2009\u00bb.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-52c51e1 stk-block-background\" data-v=\"4\" data-block-id=\"52c51e1\"><style>.stk-52c51e1 {background-color:var(--theme-palette-color-2, #38d2d9) !important;}.stk-52c51e1:before{background-color:var(--theme-palette-color-2, #38d2d9) !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-52c51e1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-52c51e1-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-411f827\" data-block-id=\"411f827\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ad3cefa\" id=\"formule-tous-risques\" data-block-id=\"ad3cefa\"><style>.stk-ad3cefa .stk-block-heading__text{color:var(--stk-global-color-58834, #ffffff) !important;font-weight:800 !important;font-family:\"Raleway\", Sans-serif !important;}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-58834-color has-text-align-center\">Formule tous risques<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-54fd125\" data-block-id=\"54fd125\"><style>.stk-54fd125 .stk-block-text__text{color:var(--stk-global-color-58834, #ffffff) !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-58834-color has-text-align-center\">L\u2019assurance tous risques est le contrat d\u2019assurance auto le plus cher, mais aussi le plus r\u00e9pandu.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-b2c1613\" id=\"ancre1\" data-block-id=\"b2c1613\"><style>.stk-b2c1613 {height:60px !important;}@media screen and (max-width:999px){.stk-b2c1613 {height:70px !important;}}@media screen and (max-width:689px){.stk-b2c1613 {height:40px !important;}}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-9d25175\" data-block-id=\"9d25175\"><style>.stk-9d25175 {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-9d25175-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-355d12c\" data-v=\"4\" data-block-id=\"355d12c\"><style>.stk-355d12c-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}@media screen and (max-width:689px){.stk-355d12c-container{max-width:100% !important;min-width:auto !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-355d12c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-355d12c-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cf02387\" id=\"lassurance-habitation-ce-quil-faut-savoir\" data-block-id=\"cf02387\"><style>.stk-cf02387 {margin-bottom:10px !important;}.stk-cf02387 .stk-block-heading__text{font-size:45px !important;line-height:1.3em !important;font-weight:800 !important;}@media screen and (max-width:999px){.stk-cf02387 .stk-block-heading__text{font-size:40px !important;}}@media screen and (max-width:689px){.stk-cf02387 .stk-block-heading__text{font-size:35px !important;}}<\/style><h2 class=\"stk-block-heading__text has-text-align-center\">Comment choisir son assurance auto\u2009?<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2383209\" data-block-id=\"2383209\"><p class=\"stk-block-text__text has-text-align-center\">De nombreux crit\u00e8res rentrent en compte dans le calcul des <a href=\"https:\/\/www.maaf.fr\/fr\/assurance-auto\">devis d\u2019assurance auto<\/a>.<br>Le montant de la prime d\u2019assurance varie en fonction de la voiture, du conducteur, de la zone g\u00e9ographique, des garanties int\u00e9gr\u00e9es au contrat et de l\u2019exp\u00e9rience du conducteur principal.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-675659f\" data-block-id=\"675659f\"><style>.stk-675659f .stk-button-group{flex-direction:row !important;}.stk-675659f {margin-top:25px !important;}.stk-675659f .stk-inner-blocks{column-gap:20px !important;row-gap:15px !important;}@media screen and (max-width:999px){.stk-675659f .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-675659f .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-e1e21cf\" data-block-id=\"e1e21cf\"><style>.stk-e1e21cf {margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-e1e21cf .stk-button{padding-top:12px !important;padding-right:30px !important;padding-bottom:12px !important;padding-left:30px !important;background:var(--theme-palette-color-1, #483163) !important;}.stk-e1e21cf .stk-button:hover:after{background:var(--theme-palette-color-2, #5e3fde) !important;opacity:1 !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"\/index.php\/assurance-auto-personnalisee-la-solution-pour-les-jeunes-conducteurs\/\"><span class=\"stk-button__inner-text\">Assurance auto personnalis\u00e9e : la solution pour les jeunes conducteurs<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-e08b614 stk-block-background\" id=\"ancre1\" data-block-id=\"e08b614\"><style>.stk-e08b614 .stk--block-align-e08b614{align-items:center !important;}.stk-e08b614 {background-color:var(--theme-palette-color-1, #0aa6c6) !important;margin-bottom:30px !important;}.stk-e08b614:before{background-color:var(--theme-palette-color-1, #0aa6c6) !important;}.stk-e08b614-column{--stk-column-gap:30px !important;row-gap:30px !important;}@media screen and (max-width:689px){.stk-e08b614 {max-width:410px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-e08b614 stk-block-content stk-content-align stk-e08b614-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fc9c699 stk-block-background\" data-v=\"4\" data-block-id=\"fc9c699\"><style>.stk-fc9c699-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-fc9c699 {background-position:center center !important;background-repeat:no-repeat !important;background-size:cover !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-fc9c699:hover .stk-fc9c699-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}@media screen and (max-width:689px){.stk-fc9c699-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fc9c699-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-fc9c699-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-eb6bc05\" data-block-id=\"eb6bc05\"><style>.stk-eb6bc05 .stk-img-wrapper{height:600px !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img alt=\"\" loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-1160\" src=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/1531.jpg\" width=\"667\" height=\"1000\" srcset=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/1531.jpg 667w, https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/1531-200x300.jpg 200w\" sizes=\"auto, (max-width: 667px) 100vw, 667px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3931e4d\" data-v=\"4\" data-block-id=\"3931e4d\"><style>.stk-3931e4d-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-3931e4d:hover .stk-3931e4d-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}@media screen and (max-width:689px){.stk-3931e4d-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3931e4d-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-3931e4d-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-570e494\" id=\"faire-attention-aux-caracteristiques-du-vehicule\" data-block-id=\"570e494\"><style>.stk-570e494 {margin-bottom:10px !important;}.stk-570e494 .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-570e494 .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-570e494 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-left-mobile\">Faire attention aux caract\u00e9ristiques du v\u00e9hicule<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-711ab9f\" data-block-id=\"711ab9f\"><style>.stk-711ab9f .stk-block-text__text{color:var(--theme-palette-color-8, #ffffff) !important;}<\/style><p class=\"stk-block-text__text has-text-color has-text-align-left-mobile\">En premier lieu, les caract\u00e9ristiques de la voiture (marque, mod\u00e8le, motorisation, finition et puissance fiscale) sont essentielles.<br><br>Plus une voiture est puissante et luxueuse et plus son assurance sera ch\u00e8re. Avant d\u2019acheter la voiture de ses r\u00eaves, il vaut mieux consulter les assureurs pour avoir une id\u00e9e du budget \u00e0 mettre de c\u00f4t\u00e9 pour payer la prime d\u2019assurance.<br><br>Les jeunes conducteurs doivent \u00eatre particuli\u00e8rement vigilants \u00e0 ce point : les compagnies d\u2019assurance augmentent syst\u00e9matiquement leurs tarifs pour les automobilistes inexp\u00e9riment\u00e9s. La combinaison entre une grosse cylindr\u00e9e et un permis probatoire est \u00e0 proscrire si vous cherchez une assurance auto au meilleur prix\u2009!<br><br>Pour souscrire une assurance sur un v\u00e9hicule puissant, il est pr\u00e9f\u00e9rable d\u2019accumuler plusieurs ann\u00e9es de conduite sans accident responsable afin d\u2019acqu\u00e9rir un bonus-malus suffisamment int\u00e9ressant pour assurer la voiture \u00e0 un prix correct.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1795de5\" data-block-id=\"1795de5\"><style>.stk-1795de5 .stk-button-group{flex-direction:row !important;}.stk-1795de5 {margin-top:25px !important;}.stk-1795de5 .stk-inner-blocks{column-gap:20px !important;row-gap:15px !important;}@media screen and (max-width:999px){.stk-1795de5 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-1795de5 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-144d134\" data-block-id=\"144d134\"><style>.stk-144d134 {margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-144d134 .stk-button{padding-top:12px !important;padding-right:30px !important;padding-bottom:12px !important;padding-left:30px !important;background:var(--theme-palette-color-4, #000000) !important;}.stk-144d134 .stk-button:hover:after{background:var(--theme-palette-color-2, #5e3fde) !important;opacity:1 !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"\/index.php\/les-garanties-indispensables\/\"><span class=\"stk-button__inner-text\">Les garanties indispensables<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-640fa95\" id=\"ancre2\" data-block-id=\"640fa95\"><style>.stk-640fa95 .stk--block-align-640fa95{align-items:flex-start !important;}.stk-640fa95 {margin-bottom:30px !important;}.stk-640fa95-column{--stk-column-gap:30px !important;row-gap:30px !important;}@media screen and (max-width:689px){.stk-640fa95 {max-width:410px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-640fa95 stk-block-content stk-content-align stk-640fa95-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-d84714b\" data-v=\"4\" data-block-id=\"d84714b\"><style>.stk-d84714b-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-d84714b:hover .stk-d84714b-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}@media screen and (max-width:689px){.stk-d84714b-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-d84714b-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-d84714b-inner-blocks\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-center stk-block stk-eb42f99\" data-block-id=\"eb42f99\"><style>.stk-eb42f99 .stk--svg-wrapper .stk--inner-svg svg:last-child, .stk-eb42f99 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g, path, rect, polygon, ellipse){fill:var(--theme-palette-color-8, #ffffff) !important;}.stk-eb42f99 .stk--svg-wrapper .stk--inner-svg{background-color:var(--theme-palette-color-1, #0aa6c6) !important;border-radius:50% !important;padding:25px !important;}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-eb42f99\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-eb-42-f-99-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-eb-42-f-99-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg class=\"ugb-custom-icon u-svg-content\" viewBox=\"0 0 64 64\" id=\"svg-e6cf-14225\" aria-hidden=\"true\" width=\"32\" height=\"32\"><g id=\"protect-person-protection-insurance-health-14225\"><path d=\"M60,41.03V29a10.981,10.981,0,0,0-8-10.58V10a1,1,0,0,0-.72-.96l-24-7a1.064,1.064,0,0,0-.56,0l-24,7A1,1,0,0,0,2,10V28A22.712,22.712,0,0,0,8.69,44.08l17.6,17.63a1.014,1.014,0,0,0,1.42,0L36,53.4V61a1,1,0,0,0,1,1H61a1,1,0,0,0,1-1V45A4.952,4.952,0,0,0,60,41.03ZM36,50.57l-9,9.01L10.11,42.67A20.7,20.7,0,0,1,4,28V10.75L27,4.04l23,6.71v7.3c-.33-.03-.66-.05-1-.05s-.67.02-1,.05V13a1,1,0,0,0-.72-.96l-20-5.83a1.064,1.064,0,0,0-.56,0l-20,5.83A1,1,0,0,0,6,13V28a18.726,18.726,0,0,0,5.52,13.25l14.77,14.8a1.014,1.014,0,0,0,1.42,0L36,47.75Zm.01-5.66L27,53.92,12.94,39.83A16.67,16.67,0,0,1,8,28V13.75L27,8.21l19,5.54v4.68A11.011,11.011,0,0,0,38,29V41.03A4.971,4.971,0,0,0,36.01,44.91ZM40,60H38V45a3.01,3.01,0,0,1,2-2.82Zm16,0H42V42h3a4,4,0,0,0,8,0h3ZM49,40a6,6,0,0,1-6-6V29.72l7.88-2.63L55,29.57V34A6,6,0,0,1,49,40Zm2,2a2,2,0,0,1-4,0Zm3.27-2A7.974,7.974,0,0,0,57,34V29a.99.99,0,0,0-.49-.86l-5-3a1.006,1.006,0,0,0-.83-.09l-9,3A1.014,1.014,0,0,0,41,29v5a7.974,7.974,0,0,0,2.73,6H41a5.468,5.468,0,0,0-1,.1V29a9,9,0,0,1,18,0V40.1a5.468,5.468,0,0,0-1-.1ZM60,60H58V42.18A3.01,3.01,0,0,1,60,45Z\"><\/path>\n<\/g><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-f98b846\" id=\"lassurance-auto-formule-au-tiers\" data-block-id=\"f98b846\"><style>.stk-f98b846 {margin-bottom:10px !important;}.stk-f98b846 .stk-block-heading__text{color:var(--theme-palette-color-1, #483163) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-f98b846 .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-f98b846 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center has-text-align-left-mobile\">L\u2019assurance auto : formule au tiers<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0caf493\" data-block-id=\"0caf493\"><p class=\"stk-block-text__text has-text-align-left-mobile\">Il existe de nombreuses formules de contrats d\u2019assurance. La moins ch\u00e8re est l\u2019assurance au tiers, qui est une obligation l\u00e9gale minimale. Elle permet de couvrir les dommages corporels et les dommages mat\u00e9riels qu\u2019un assur\u00e9 peut causer aux \u00ab\u2009tiers\u2009\u00bb. Ce terme inclut \u00e0 la fois les autres usagers de la route et les passagers du v\u00e9hicule assur\u00e9. En cas de sinistre responsable, le conducteur assur\u00e9 au tiers doit non seulement s\u2019acquitter d\u2019une franchise, mais aussi prendre \u00e0 sa charge les d\u00e9g\u00e2ts sur sa voiture. La formule au tiers correspond \u00e0 une responsabilit\u00e9 civile automobile.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-87f84ad\" data-v=\"4\" data-block-id=\"87f84ad\"><style>.stk-87f84ad-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-87f84ad:hover .stk-87f84ad-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}@media screen and (max-width:689px){.stk-87f84ad-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-87f84ad-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-87f84ad-inner-blocks\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-center stk-block stk-ddc9f08\" data-block-id=\"ddc9f08\"><style>.stk-ddc9f08 .stk--svg-wrapper .stk--inner-svg svg:last-child, .stk-ddc9f08 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g, path, rect, polygon, ellipse){fill:var(--theme-palette-color-8, #ffffff) !important;}.stk-ddc9f08 .stk--svg-wrapper .stk--inner-svg{background-color:var(--theme-palette-color-1, #0aa6c6) !important;border-radius:50% !important;padding:25px !important;}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-ddc9f08\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ddc-9-f-08-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ddc-9-f-08-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg class=\"ugb-custom-icon u-svg-content\" viewBox=\"0 0 60 60\" id=\"svg-1d04-64856\" style=\"\" aria-hidden=\"true\" width=\"32\" height=\"32\"><title>comparatif assurances : quelles formules choisir? par Aerocar.fr<\/title><desc>Created with Sketch.<\/desc><defs><\/defs><g id=\"Page-1-64856\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><g id=\"007---Car-Insurance-64856\" fill=\"currentColor\" fill-rule=\"nonzero\"><path d=\"M36.608,26.523 L44.42,32.084 C44.7671643,32.331178 45.2328357,32.331178 45.58,32.084 L53.392,26.523 C55.0194082,25.3703573 55.9905824,23.5032302 56,21.509 L56,9.677 C56.000591,9.27883898 55.7649212,8.91826415 55.4,8.759 L45.4,4.439 C45.1472508,4.33000068 44.8607492,4.33000068 44.608,4.439 L34.608,8.759 C34.2430788,8.91826415 34.007409,9.27883898 34.008,9.677 L34.008,21.509 C34.0157405,23.5017345 34.9837499,25.3685034 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C18,48.1045695 18.8954305,49 20,49 Z M20,43 L34,43 L34,47 L20,47 L20,43 Z\" id=\"Shape-64856\"><\/path>\n<\/g>\n<\/g><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cd1b99d\" id=\"lassurance-auto-formule-intermediaire\" data-block-id=\"cd1b99d\"><style>.stk-cd1b99d {margin-bottom:10px !important;}.stk-cd1b99d .stk-block-heading__text{color:var(--theme-palette-color-1, #483163) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-cd1b99d .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-cd1b99d .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center has-text-align-left-mobile\">L\u2019assurance auto : formule interm\u00e9diaire<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f4a0608\" data-block-id=\"f4a0608\"><p class=\"stk-block-text__text has-text-align-left-mobile\">En fonction de l\u2019assureur, le contrat d\u2019assurance interm\u00e9diaire est parfois appel\u00e9 formule \u00ab\u2009Tiers +\u2009\u00bb. Il s\u2019agit d\u2019un compromis entre l\u2019assurance au tiers et l\u2019assurance tous risques. Elle offre la responsabilit\u00e9 civile d\u2019une assurance au tiers \u00e0 laquelle elle ajoute des garanties compl\u00e9mentaires comme une prise en charge en cas de vol, d\u2019incendie ou de bris de glace. Il est souvent possible d\u2019y ajouter des options comme la garantie \u00ab\u2009temp\u00eates et forces de la nature\u2009\u00bb, le pr\u00eat de volant, l\u2019assistance technique en cas de panne, la protection juridique et la garantie personnelle du conducteur.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-f77f29a\" id=\"ancre2\" data-block-id=\"f77f29a\"><style>.stk-f77f29a .stk--block-align-f77f29a{align-items:flex-start !important;}.stk-f77f29a {margin-bottom:30px !important;}.stk-f77f29a-column{--stk-column-gap:30px !important;row-gap:30px !important;}@media screen and (max-width:689px){.stk-f77f29a {max-width:410px !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk--block-align-f77f29a stk-block-content stk-content-align stk-f77f29a-column\">\n<div class=\"wp-block-stackable-column stk-block-column 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.stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-ffaa129 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center has-text-align-left-mobile\">L\u2019assurance auto : formule tous risques<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-4e9b503\" data-block-id=\"4e9b503\"><p class=\"stk-block-text__text has-text-align-left-mobile\">L\u2019assurance tous risques est le contrat d\u2019assurance auto le plus cher, mais aussi le plus r\u00e9pandu. Il a l\u2019avantage de proposer des garanties pour couvrir de nombreux types de sinistres, mais son cout \u00e9lev\u00e9 le r\u00e9serve surtout aux voitures r\u00e9centes ou assez ch\u00e8res. Parmi toutes les formules d\u2019assurance, le contrat tous risques est le plus complet. M\u00eame en cas d\u2019accident responsable, le conducteur assur\u00e9 tous risques n\u2019aura qu\u2019\u00e0 s\u2019acquitter d\u2019une franchise pour faire r\u00e9parer les v\u00e9hicules impact\u00e9s et d\u00e9dommager les \u00e9ventuels bless\u00e9s. L\u2019assurance tous risques couvre le v\u00e9hicule et son conducteur dans de nombreuses situations et permet \u00e0 l\u2019assurer de recevoir plus rapidement son indemnisation lors d\u2019un sinistre. Cette formule d\u2019assurance est pl\u00e9biscit\u00e9e par de nombreux automobilistes. Il convient toutefois de v\u00e9rifier les exclusions dans le contrat d\u2019assurance, puisque la couverture contre les catastrophes naturelles, le vol ou l\u2019incendie restent r\u00e9guli\u00e8rement en option, m\u00eame dans le cadre d\u2019une formule d\u2019assurance tous risques.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f60c345\" data-v=\"4\" data-block-id=\"f60c345\"><style>.stk-f60c345-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}.stk-f60c345:hover .stk-f60c345-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}@media screen and (max-width:689px){.stk-f60c345-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f60c345-container stk--no-background stk--no-padding\"><div class=\"has-text-align-center-mobile stk-block-content stk-inner-blocks stk-f60c345-inner-blocks\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-center stk-block stk-61f807b\" data-block-id=\"61f807b\"><style>.stk-61f807b .stk--svg-wrapper .stk--inner-svg svg:last-child, .stk-61f807b .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g, path, rect, polygon, ellipse){fill:var(--theme-palette-color-8, #ffffff) !important;}.stk-61f807b .stk--svg-wrapper .stk--inner-svg{background-color:var(--theme-palette-color-1, #0aa6c6) !important;border-radius:50% !important;padding:25px !important;}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-61f807b\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-61-f-807-b-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-61-f-807-b-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg class=\"ugb-custom-icon u-svg-content\" viewBox=\"0 0 512 512\" id=\"svg-4765-66025\" aria-hidden=\"true\" width=\"32\" height=\"32\"><title>comparatif assurances : quelles formules choisir? par Aerocar.fr<\/title><path d=\"M333.452,222H385.29a7.409,7.409,0,0,0,7.71-7.582v-101.6a35.452,35.452,0,0,0-10.772-25.587L376.8,81.343,356.319,26.072A26.274,26.274,0,0,0,331.7,9H183.962A26.322,26.322,0,0,0,159.3,26.071L139.08,80.609l-7.86,7.422A35.2,35.2,0,0,0,119,114.91v99.508A7.409,7.409,0,0,0,126.71,222h51.838c4.418,0,8.452-3.163,8.452-7.582V187H325v27.418C325,218.837,329.034,222,333.452,222ZM341,206V187h36v19ZM174.308,31.566A10.2,10.2,0,0,1,183.962,25H331.7a10.2,10.2,0,0,1,9.655,6.567L358.243,77H157.417ZM135,114.91a19.275,19.275,0,0,1,6.719-14.826c.093-.079.111-.223.2-.306L149.066,93H365.983l4.865,5.264c.113.12.084.269.2.382A19.457,19.457,0,0,1,377,112.814V171H135V114.91ZM171,206H135V187h36Z\"><\/path><path d=\"M168.485,158h4.481a23,23,0,0,0,0-46h-4.481a23,23,0,0,0,0,46Zm0-30h4.481a7,7,0,0,1,0,14h-4.481a7,7,0,0,1,0-14Z\"><\/path><path d=\"M339.034,158h4.481a23,23,0,0,0,0-46h-4.481a23,23,0,0,0,0,46Zm0-30h4.481a7,7,0,0,1,0,14h-4.481a7,7,0,0,1,0-14Z\"><\/path><path d=\"M304,120a8,8,0,0,0-8-8H217a8,8,0,0,0-8,8v29a8,8,0,0,0,8,8h79a8,8,0,0,0,8-8Zm-79,8h62v13H225Z\"><\/path><path d=\"M471.089,133.22a8.006,8.006,0,0,0-8.68-6.709,36.046,36.046,0,0,0-32.543,37.636l1.44,58.937a45.259,45.259,0,0,0-36.369,25.552L373.4,293.857a51.834,51.834,0,0,1-14.292,18.05l-4.475,3.589a90.922,90.922,0,0,0-34.119,75.234l-8.8-4.189a8,8,0,0,0-10.663,3.782l-23.616,49.588a8,8,0,0,0,3.782,10.662L390.037,502.4a7.993,7.993,0,0,0,10.663-3.782l23.616-49.588a8,8,0,0,0-3.782-10.662l-2.9-1.379-2.932-16.711a23.414,23.414,0,0,1,5.349-16.374l56.352-68.191q.171-.206.327-.423a93.514,93.514,0,0,0,17.479-55.674,7.918,7.918,0,0,0-.1-1.13ZM389.694,484.513l-94.371-44.945,16.737-35.142,94.371,44.945ZM463.9,325.73l-56.177,67.98a39.347,39.347,0,0,0-8.946,28.126c.02.264.052.526.1.786l1.039,5.922L337.4,398.772a75.024,75.024,0,0,1,27.243-70.793l4.475-3.589a67.925,67.925,0,0,0,18.728-23.653l21.537-45.221a29.3,29.3,0,0,1,31.271-16.261l-31.484,66.106a8,8,0,1,0,14.445,6.88l35.4-74.333a8,8,0,0,0-3.783-10.662,45.256,45.256,0,0,0-7.891-2.886l-1.483-60.7c0-.07,0-.139-.008-.208a20.071,20.071,0,0,1,10.838-18.875l21.532,135.838A77.417,77.417,0,0,1,463.9,325.73Z\"><\/path><path d=\"M210.946,390.323a8,8,0,0,0-10.663-3.782l-8.8,4.189A90.924,90.924,0,0,0,157.368,315.5l-4.477-3.59A51.831,51.831,0,0,1,138.6,293.857l-21.537-45.221a45.256,45.256,0,0,0-36.369-25.552l1.44-58.937a36.046,36.046,0,0,0-32.543-37.636,8,8,0,0,0-8.68,6.709L17.885,278.484a7.918,7.918,0,0,0-.1,1.13,93.514,93.514,0,0,0,17.479,55.674q.156.217.327.423L91.945,403.9a23.414,23.414,0,0,1,5.349,16.374l-2.932,16.711-2.9,1.379a8,8,0,0,0-3.782,10.662L111.3,498.616a7.993,7.993,0,0,0,10.663,3.782L230.78,450.573a8,8,0,0,0,3.782-10.662ZM104.278,393.71,48.1,325.73a77.417,77.417,0,0,1-14.323-45.317L55.311,144.575A20.071,20.071,0,0,1,66.149,163.45c0,.069-.006.138-.008.208l-1.483,60.7a45.256,45.256,0,0,0-7.891,2.886,8,8,0,0,0-3.783,10.662l35.4,74.333a8,8,0,1,0,14.445-6.88L71.347,239.255a29.294,29.294,0,0,1,31.271,16.261l21.537,45.221a67.921,67.921,0,0,0,18.727,23.652l4.477,3.59A75.025,75.025,0,0,1,174.6,398.772l-62.513,29.772,1.039-5.922c.046-.26.078-.522.1-.786A39.344,39.344,0,0,0,104.278,393.71Zm18.028,90.8-16.737-35.142,94.371-44.945,16.737,35.142Z\"><\/path><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-47dcb54\" id=\"demander-des-devis-aupres-de-plusieurs-assureurs\" data-block-id=\"47dcb54\"><style>.stk-47dcb54 {margin-bottom:10px !important;}.stk-47dcb54 .stk-block-heading__text{color:var(--theme-palette-color-1, #483163) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-47dcb54 .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-47dcb54 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center has-text-align-left-mobile\">Demander des devis aupr\u00e8s de plusieurs assureurs<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-df86aab\" data-block-id=\"df86aab\"><p class=\"stk-block-text__text has-text-align-left-mobile\">Pour trouver la meilleure assurance correspondant \u00e0 sa situation, il faut demander des devis \u00e0 plusieurs assurances en leur indiquant les garanties souhait\u00e9es. Lors de la r\u00e9ception des offres, il faut comparer \u00e0 la fois la prime d\u2019assurance annuelle, le montant des franchises et les garanties et exclusions. En effet, certaines assurances auto attirent les automobilistes voulant faire des \u00e9conomies en proposant une assurance annuelle bon march\u00e9, mais en demandant le paiement de franchises \u00e9lev\u00e9es en cas de d\u00e9claration d\u2019un sinistre. Si la s\u00e9lection d\u2019une bonne assurance vous semble trop compliqu\u00e9e, vous pouvez toujours faire confiance \u00e0 un courtier qui simulera votre situation et vous proposera la meilleure assurance auto pour votre profil, selon votre budget et vos besoins.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-call-to-action alignfull stk-block-call-to-action stk-block stk-80501f1 stk-block-background stk--has-background-overlay\" data-v=\"2\" data-block-id=\"80501f1\"><style>.stk-80501f1 {background-color:#313131 !important;background-image:url(https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/21987.jpg) !important;min-height:400px !important;align-items:center !important;display:flex !important;}.stk-80501f1:before{background-color:#313131 !important;opacity:0.7 !important;}<\/style><div class=\"stk-block-call-to-action__content stk-content-align stk-80501f1-column alignwide stk-container stk-80501f1-container stk--no-background stk--no-padding\"><div class=\"has-text-align-left stk-block-content stk-inner-blocks stk-80501f1-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4dd06b7\" id=\"lassurance-habitation-ce-quil-faut-savoir\" data-block-id=\"4dd06b7\"><style>.stk-4dd06b7 {margin-bottom:10px !important;}.stk-4dd06b7 .stk-block-heading__text{font-size:45px !important;color:var(--theme-palette-color-8, #ffffff) !important;line-height:1.3em !important;font-weight:800 !important;}@media screen and (max-width:999px){.stk-4dd06b7 .stk-block-heading__text{font-size:40px !important;}}@media screen and (max-width:689px){.stk-4dd06b7 .stk-block-heading__text{font-size:35px !important;}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-text-align-left\">Utiliser un comparateur d\u2019assurance en ligne<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0a6b9a4\" data-block-id=\"0a6b9a4\"><style>.stk-0a6b9a4 .stk-block-text__text{color:#FFFFFF !important;}<\/style><p class=\"stk-block-text__text has-text-color has-white-color\">Plusieurs sites Internet sont d\u00e9di\u00e9s \u00e0 la simulation des assurances auto, les plus populaires et m\u00e9diatiques \u00e9tant Lelynx.fr et Lesfurets.com<\/p><\/div>\n\n\n\n<p><a href=\"\/index.php\/assurance-auto-pour-jeunes-conducteurs-pourquoi-une-franchise-elevee-pourrait-etre-une-bonne-idee\" data-type=\"link\" data-id=\"\/index.php\/assurance-auto-pour-jeunes-conducteurs-pourquoi-une-franchise-elevee-pourrait-etre-une-bonne-idee\">Assurance auto pour jeunes conducteurs: pourquoi une franchise \u00e9lev\u00e9e pourrait \u00eatre une bonne id\u00e9e?<\/a><\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-ac67799\" data-block-id=\"ac67799\"><style>.stk-ac67799 .stk-button-group{flex-direction:row !important;}.stk-ac67799 {margin-bottom:0px !important;}.stk-ac67799 .stk-inner-blocks{column-gap:20px !important;row-gap:15px !important;}@media screen and (max-width:999px){.stk-ac67799 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-ac67799 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-left stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-a6d3e23\" data-block-id=\"a6d3e23\"><style>.stk-a6d3e23 {margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}.stk-a6d3e23 .stk-button{padding-top:12px !important;padding-right:30px !important;padding-bottom:12px !important;padding-left:30px !important;background:var(--theme-palette-color-1, #0aa6c6) !important;}.stk-a6d3e23 .stk-button:hover:after{background:var(--theme-palette-color-2, #5e3fde) !important;opacity:1 !important;}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#ancre2\"><span class=\"stk-button__inner-text\">Lire plus en d\u00e9tails<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-93d48b0\" id=\"ancre2\" data-block-id=\"93d48b0\"><style>.stk-93d48b0 {padding-top:50px !important;padding-bottom:50px !important;margin-bottom:0px !important;}.stk-93d48b0-column{--stk-column-gap:30px !important;row-gap:30px !important;}@media screen and (max-width:999px){.stk-93d48b0 {padding-top:60px !important;padding-bottom:60px !important;margin-right:15px !important;margin-left:15px !important;}}@media screen and (max-width:689px){.stk-93d48b0 {margin-right:15px !important;margin-left:15px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-93d48b0-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c4cc4f9\" data-v=\"4\" data-block-id=\"c4cc4f9\"><style>.stk-c4cc4f9-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c4cc4f9-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c4cc4f9-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-6baf142\" data-block-id=\"6baf142\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img alt=\"\" loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-1167\" src=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_13428318591.jpg\" width=\"600\" height=\"400\" srcset=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_13428318591.jpg 600w, https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_13428318591-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9c510c7\" id=\"lassurance-auto-formule-tous-risques\" data-block-id=\"9c510c7\"><style>.stk-9c510c7 {margin-bottom:10px !important;}.stk-9c510c7 .stk-block-heading__text{color:var(--theme-palette-color-1, #483163) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-9c510c7 .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-9c510c7 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-left has-text-align-left-mobile\">L\u2019assurance auto : formule tous risques<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f24a0f4\" data-block-id=\"f24a0f4\"><style>.stk-f24a0f4 .stk-block-text__text{font-size:16px !important;color:var(--theme-palette-color-4, #000000) !important;}@media screen and (max-width:999px){.stk-f24a0f4 .stk-block-text__text{font-size:16px !important;}}@media screen and (max-width:689px){.stk-f24a0f4 .stk-block-text__text{font-size:16px !important;}}<\/style><p class=\"stk-block-text__text has-text-color has-text-align-justify\">Pour offrir un comparatif d\u2019assurance auto le plus juste possible, les comparateurs en ligne demandent de renseigner un certain nombre d\u2019informations :<\/p><\/div>\n\n\n\n<ul class=\"wp-block-list has-palette-color-4-color has-text-color has-link-color wp-elements-d2b9893cd83ca48746dd47f92fa051e8\">\n<li>\u2794Le mod\u00e8le de v\u00e9hicule&nbsp;<\/li>\n\n\n\n<li>\u2794Le mode de financement de la voiture&nbsp;<\/li>\n\n\n\n<li>\u2794L\u2019\u00e2ge du conducteur et son exp\u00e9rience en tant qu\u2019automobiliste&nbsp;<\/li>\n\n\n\n<li>\u2794L\u2019\u00e9ventuelle pr\u00e9sence d\u2019un conducteur secondaire&nbsp;<\/li>\n\n\n\n<li>\u2794L\u2019usage pr\u00e9vu du v\u00e9hicule (personnel ou professionnel)&nbsp;<\/li>\n\n\n\n<li>\u2794Le nombre de kilom\u00e8tres parcourus chaque ann\u00e9e&nbsp;<\/li>\n\n\n\n<li>\u2794La zone g\u00e9ographique d\u2019utilisation du v\u00e9hicule&nbsp;<\/li>\n\n\n\n<li>\u2794Le type de parking habituel de nuit<br><\/li>\n<\/ul>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-d25c6b97a2721f7e7b8018e78d018d0f\">Si le v\u00e9hicule est d\u00e9j\u00e0 prot\u00e9g\u00e9 par une autre compagnie d\u2019assurance, il faut r\u00e9clamer le relev\u00e9 d\u2019informations pour connaitre le coefficient de r\u00e9duction dont peut profiter le conducteur principal.<br><br>Parfois, la pr\u00e9sence d\u2019\u00e9quipements de s\u00e9curit\u00e9 peut aussi faire baisser le montant de la cotisation.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fd4e2bd\" data-v=\"4\" data-block-id=\"fd4e2bd\"><style>.stk-fd4e2bd-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fd4e2bd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fd4e2bd-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-23fac72\" data-block-id=\"23fac72\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img alt=\"\" loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-1168\" src=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_1111556966.jpg\" width=\"600\" height=\"400\" srcset=\"https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_1111556966.jpg 600w, https:\/\/cc-ba.com\/wp-content\/uploads\/2025\/02\/shutterstock_1111556966-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-34b2163\" id=\"les-donnees-a-fournir-pour-comparer-correctement-les-offres\" data-block-id=\"34b2163\"><style>.stk-34b2163 {margin-bottom:10px !important;}.stk-34b2163 .stk-block-heading__text{color:var(--theme-palette-color-1, #483163) !important;line-height:1.2em !important;}@media screen and (max-width:999px){.stk-34b2163 .stk-block-heading__text{font-size:30px !important;}}@media screen and (max-width:689px){.stk-34b2163 .stk-block-heading__text{font-size:28px !important;}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-left has-text-align-left-mobile\">Les donn\u00e9es \u00e0 fournir pour comparer correctement les offres<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-0a63a42\" data-block-id=\"0a63a42\"><style>.stk-0a63a42 .stk-block-text__text{font-size:16px !important;color:var(--theme-palette-color-4, #000000) !important;}@media screen and (max-width:999px){.stk-0a63a42 .stk-block-text__text{font-size:16px !important;}}<\/style><p class=\"stk-block-text__text has-text-color has-text-align-justify\">Pour avoir une base de comparaison \u00e9quitable, il faut s\u00e9parer les offres en fonction de leur formule (au tiers, interm\u00e9diaire ou tous risques) et des garanties qu\u2019elles incluent (vol, incendie, bris de glace, pr\u00eat de volant).<\/p><\/div>\n\n\n\n<p class=\"has-palette-color-4-color has-text-color has-link-color wp-elements-f5af7bd8cdfbf245a44405473efb06a1\">Il ne faut pas s\u2019arr\u00eater au montant de la prime d\u2019assurance, mais v\u00e9rifier aussi les franchises et les exclusions de garantie.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-2362a60\" data-block-id=\"2362a60\"><style>.stk-2362a60 {height:75px !important;}@media screen and (max-width:999px){.stk-2362a60 {height:70px !important;}}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Quels sont les comparatifs assurance auto sur le march\u00e9\u2009? L\u2019assurance voiture est obligatoire pour tous les automobilistes. Il existe une grande vari\u00e9t\u00e9 d\u2019assureurs proposant diff\u00e9rentes formules permettant de rembourser d\u2019\u00e9ventuels dommages sur les v\u00e9hicules ou leurs occupants en cas de sinistre. Pour faire son choix, le plus simple est souvent de passer par un comparateur 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